Cookie Policy
Information about the use of cookies and tracking technologies on the El Fondo platform
Last updated: July 20, 2026
1. Scope
This Cookie Policy explains which cookies and comparable technologies (local storage, session storage, pixels) we use on El Fondo, why we use them, and how you control them.
Controller: Fintum Market Intelligence GmbH, Abt-Plazidus Straße 24, 97359 Schwarzach am Main, Germany. See our Imprint and Privacy Policy.
Legal basis. Storing information on your device, or accessing information already stored there, requires your consent under § 25 (1) of the German Telecommunications Digital Services Data Protection Act (TDDDG), unless it is strictly necessary to provide a service you have expressly requested (§ 25 (2) No. 2 TDDDG). Where we rely on your consent, the corresponding processing of personal data is based on Art. 6 (1) (a) GDPR. You may withdraw your consent at any time with effect for the future.
2. Your Choices
When you first visit El Fondo, a banner lets you:
- Accept all - allow strictly necessary, analytics and marketing technologies
- Reject - allow strictly necessary technologies only
- Manage preferences - choose per category
Rejecting is as easy as accepting: both are available on the first layer of the banner, with a single click, and no category other than "strictly necessary" is pre-selected.
Changing your mind. Click "Cookie Preferences" in the footer at any time. Withdrawing consent is as easy as giving it, and takes effect immediately.
Until you make a choice, nothing other than strictly necessary technologies is activated.
3. Categories
3.1 Strictly necessary (no consent required)
Required to operate the Service and to deliver functions you have expressly requested. These cannot be switched off.
| Name | Type | Purpose | Duration |
|---|---|---|---|
el_fondo_consent | Cookie | Stores your cookie choice | 12 months |
ef_analytics_consent | Cookie | Mirrors your analytics choice across subdomains | 12 months |
el_fondo_session / refresh token | Cookie (HttpOnly) | Keeps you signed in | Session / 30 days |
session_active | Cookie | Signals to the interface that a session exists | Session |
ef_locale | Cookie | Remembers your language | 12 months |
sidebar_state | Cookie | Remembers interface layout | 12 months |
voter_token | Cookie | Prevents duplicate votes in public sentiment polls | 12 months |
device_id | Local storage | Identifies the device for session security and login notifications | Until cleared |
| Anonymous watchlist / votes | Local storage | Stores your selections before you create an account | Until cleared |
3.2 Analytics (consent required)
Help us understand how the Service is used so we can improve it.
| Provider | Names | Purpose | Duration | Location |
|---|---|---|---|---|
| PostHog | ph_* | Product analytics, session replay (inputs masked) | up to 12 months | EU (PostHog EU Cloud) |
| Grafana Faro | session identifiers | Performance monitoring, error diagnostics | Session | EU (Grafana Cloud) |
| Google Analytics 4 | _ga, _ga_* | Reach and traffic measurement | up to 24 months | Google Ireland Ltd. / Google LLC (USA) |
We route PostHog requests through our own subdomain di.el-fondo.com. This is a technical proxy; it does not change who receives the data or the choice you have made.
3.3 Marketing (consent required)
Used to measure and optimise our advertising and to show relevant ads on third-party platforms.
| Provider | Names | Purpose | Duration | Location |
|---|---|---|---|---|
| Google Ads | _gcl_* | Conversion measurement for our campaigns | up to 90 days | Google Ireland Ltd. / Google LLC (USA) |
| Google / DoubleClick | IDE, test_cookie | Remarketing and audience targeting | up to 13 months | Google Ireland Ltd. / Google LLC (USA) |
| Campaign attribution | utm_parameters, click identifiers (gclid, fbclid, msclkid, ttclid, gad_source) | Attributes a registration to the campaign that referred you | up to 90 days | Stored on your device; transmitted to us |
| Referral tracking | el_fondo_referral_code | Attributes a registration to the user who referred you | 90 days | Stored on your device; transmitted to us |
4. Google Consent Mode and Transfers to the USA
We use Google Consent Mode v2. Before you consent, Google services are set to denied and store nothing on your device.
If you consent to analytics or marketing, data may be transferred to Google LLC in the United States. The USA does not have an adequacy decision of general application. We rely on the EU-US Data Privacy Framework, to which Google LLC is certified, and additionally on the Standard Contractual Clauses pursuant to Art. 46 (2) (c) GDPR.
Residual risk: US authorities may be able to access this data, and enforcing your rights there may be more difficult than within the EU. By consenting to the marketing or analytics category, you also consent to this transfer within the meaning of Art. 49 (1) (a) GDPR.
5. Do Not Track and Browser Controls
You can also control cookies in your browser:
- Chrome: Settings → Privacy and security → Third-party cookies
- Firefox: Settings → Privacy & Security → Cookies and Site Data
- Safari: Settings → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions
Blocking all cookies will disable parts of the Service, including sign-in.
6. Changes
We may update this Cookie Policy when we add or remove technologies. If a change requires your consent, we will ask for it again through the banner.
7. Contact
Questions about this policy: [email protected]
Data protection matters: Friedrich Rösel, [email protected]
You also have the right to lodge a complaint with a supervisory authority - for us: Bayerisches Landesamt für Datenschutzaufsicht (BayLDA), Promenade 18, 91522 Ansbach, Germany.
For full details of how we process personal data, see our Privacy Policy.