Is 139130.KS overvalued or undervalued?

139130.KS currently has a P/E ratio of 6.81. Relative to the sector average of 6.70, this suggests the stock may be overvalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy iM Financial Group Co. Ltd. stock?

iM Financial Group Co. Ltd. trades on KSC. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of 139130.KS?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying 139130.KS protect my money against local inflation?

Many investors in Latin America buy international stocks like 139130.KS to protect their purchasing power. Because 139130.KS is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy 139130.KS shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is 139130.KS a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well 139130.KS diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocks139130.KS

iM Financial Group Co. Ltd.

₩17,570.00-₩430.00-2.39%

KSC / KRW

Market cap

₩2.78T

P/E

6.8

EPS (TTM)

₩1.87

Dividend yield

3.98%

Beta

0.55

1Y return

+31.02%

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Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$2.3B2021

$2.7B2022

$3.7B2023

$3.2B2024

$401M2025

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity4.39High
Current ratio0.66
Cash ratio0.66
Net margin16.0%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

139130.KS6.8
Financial Services sector median6.7
S&P 50022.0

Trades about 2% above its sector, the market expects faster growth.

Ratios

PEG0.28
Price to book0.51
EPS (TTM)₩1.87
Payout ratio2,878%
FCF yield49.83%

Range & risk

₩13050.00₩22000.00

Trading in the middle of its 52-week band

Beta0.55

Profile

What iM Financial Group Co. Ltd. actually does

iM Financial Group Co., Ltd., through its subsidiaries, engages in the provision of various banking products and services in South Korea. The company offers deposit products; loans; financial products, including fund and bancassurance; and foreign exchange, asset management, and internet banking services. It also provides investment trading and brokerage, discretionary investment, investment advisory, and trust services; and insurance contract loans, etc., as well as sells insurance products, including coverage, endowment, pension, and variable. In addition, the company is involved in the collective investment services; issuing and managing prepaid electronic payment and payment gateway solutions; and facility and automobile rental, installment and automobile finance, corporate and personal loan, and technology business finance services. Further, it engages in the development, operation, maintenance, and integration of information systems; sale, rental, and maintenance of information equipment and software; IT consulting; IT related education; e-commerce; and internet related businesses. Additionally, the company provides claim collection, credit investigation, lease inspection, and civil affairs agency services; venture investment and support; and fintech, digital asset management, software development, and education solutions; and merger and acquisition, and investment services. The company was formerly known as DGB Financial Group Co., Ltd. and changed its name to iM Financial Group Co., Ltd. in March 2025. iM Financial Group Co., Ltd. was founded in 1967 and is based in Daegu, South Korea.

CEO

Byung-Woo Hwang

Employees

Headquarters

Daegu, DA

Founded

2011-06-07

Company website

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Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

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Q&A

Questions people ask

139130.KS has a beta of 0.55, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

iM Financial Group Co. Ltd.