Is 2628.HK overvalued or undervalued?

2628.HK currently has a P/E ratio of 4.13. Relative to the sector average of 8.10, this suggests the stock may be undervalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy China Life Insurance Company Limited stock?

China Life Insurance Company Limited trades on HKSE. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of 2628.HK?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying 2628.HK protect my money against local inflation?

Many investors in Latin America buy international stocks like 2628.HK to protect their purchasing power. Because 2628.HK is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy 2628.HK shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is 2628.HK a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well 2628.HK diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocks2628.HK

China Life Insurance Company Limited

HK$26.26+HK$0.10+0.38%

HKSE / HKD

Market cap

HK$1.20T

P/E

4.1

EPS (TTM)

HK$1.25

Dividend yield

3.71%

Beta

0.90

1Y return

+21.69%

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Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$133.5B2021

$119.2B2022

$55.8B2023

$70.2B2024

$86.5B2025

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity0.39Low
Current ratio0.02
Cash ratio0.02
Net margin41.0%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

2628.HK4.1
Financial Services sector median8.1
S&P 50022.0

Trades about 49% below its sector, cheaper than its peers on earnings.

Ratios

PEG0.03
Price to book1.54
EPS (TTM)HK$1.25
Payout ratio1,089%
FCF yield65.71%

Range & risk

HK$20.90HK$36.16

Trading in the middle of its 52-week band

Beta0.90

Profile

What China Life Insurance Company Limited actually does

Operating across the People's Republic of China, China Life Insurance Company Limited, supported by its various subsidiaries, serves as a prominent provider of life insurance services. The company structures its extensive operations into four principal divisions: Life Insurance, Health Insurance, Accident Insurance, and a category for Other Businesses. It offers a wide array of protective insurance products, which include critical illness coverage, annuity schemes, specialized policies targeting children, women, and pension planning, in addition to general security, life, medical, and accident safeguards. The firm's origins trace back to 1949, and its central office is situated in Beijing, PRC. Ultimately, China Life Insurance Company Limited is an integral part of the China Life Insurance (Group) Company Limited, operating as one of its subsidiaries.

CEO

Li Mingguang

Employees

96,257

Headquarters

Beijing, BE

Founded

2003-12-18

Company website

If you had invested a decade ago

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Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

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Q&A

Questions people ask

2628.HK has a beta of 0.90, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

China Life Insurance Company Limited