Is 2858.HK overvalued or undervalued?

2858.HK currently has a P/E ratio of 4.18. Relative to the sector average of 8.10, this suggests the stock may be undervalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy Yixin Group Limited stock?

Yixin Group Limited trades on HKSE. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of 2858.HK?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying 2858.HK protect my money against local inflation?

Many investors in Latin America buy international stocks like 2858.HK to protect their purchasing power. Because 2858.HK is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy 2858.HK shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is 2858.HK a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well 2858.HK diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocks2858.HK

Yixin Group Limited

HK$1.01+HK$0.01+1.00%

HKSE / HKD

Market cap

HK$6.9B

P/E

4.2

EPS (TTM)

HK$0.03

Dividend yield

13.86%

Beta

0.56

1Y return

-61.60%

Deposit US$200 and get US$50 for freeT&C apply. Your capital is at risk.Invest with

Compare, tap a companyup to 2 at once

Deposit US$200 and get US$50 for freeT&C apply. Your capital is at risk.Invest with

Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$496M2021

$627M2022

$827M2023

$1.4B2024

$1.3B2025

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity1.93Moderate
Current ratio2.92
Cash ratio0.52
Net margin14.1%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

2858.HK4.2
Financial Services sector median8.1
S&P 50022.0

Trades about 48% below its sector, cheaper than its peers on earnings.

Ratios

PEG0.08
Price to book0.35
EPS (TTM)HK$0.03
Payout ratio6,069%
FCF yield-11.06%

Range & risk

HK$0.97HK$3.20

Trading in the lower third of its 52-week band

Beta0.56

Profile

What Yixin Group Limited actually does

Yixin Group Limited, together with its subsidiaries, operates as an online automobile finance transaction platform in China. The company operates in two segments, transaction platform business and self-operated financing business. The Transaction Platform Business segment provides auto loans to consumers through its auto finance partners; guarantee, loan facilitation, and after-market services, as well as software-as-a-service solutions; and advertising and other services for automakers, auto dealers, auto finance partners, and insurance companies. The Self-Operated Financing Business segment offers consumers auto finance solutions through financing leases. This segment also provides self-operated services, including operating leasing services, automobile sales services, and others. It is involved in information technology and technology development activities; recycling and utilization of renewable resources; and provision of commercial factoring, transaction, leasing, and subscription services. Yixin Group Limited was formerly known as Yixin Capital Limited. The company was founded in 2013 and is headquartered in Shanghai, China.

CEO

Xuan Zhang

Employees

5,241

Headquarters

Shanghai

Founded

2017-11-16

Company website

If you had invested a decade ago

Loading the full price history…

Run your own numbers

Past performance is not a forecast.

ETFs

Own it inside an ETF instead

Vanguard S&P 500

Vanguard Total Stock Market

Vanguard Total World Stock

Invesco QQQ

SPDR S&P 500

iShares Russell 2000

Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

Track it without buyingTrack it

no account needed

Save 2858.HK and get told when something moves.

Get updates

A clear, direct weekly summary.

Keep looking

Q&A

Questions people ask

2858.HK has a beta of 0.56, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

Yixin Group Limited