Is 601838.SS overvalued or undervalued?

601838.SS currently has a P/E ratio of 6.23. Relative to the sector average of 8.10, this suggests the stock may be undervalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy Bank of Chengdu Co., Ltd. stock?

Bank of Chengdu Co., Ltd. trades on SHH. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of 601838.SS?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying 601838.SS protect my money against local inflation?

Many investors in Latin America buy international stocks like 601838.SS to protect their purchasing power. Because 601838.SS is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy 601838.SS shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is 601838.SS a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well 601838.SS diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocks601838.SS

Bank of Chengdu Co., Ltd.

¥19.58+¥0.27+1.40%

SHH / CNY

Market cap

¥83.0B

P/E

6.2

EPS (TTM)

¥0.46

Dividend yield

4.73%

Beta

0.20

1Y return

+12.98%

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Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$5.1B2021

$5.5B2022

$6.1B2023

$6.5B2024

$6.7B2025

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity3.59High
Current ratio0.27
Cash ratio0.25
Net margin32.8%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

601838.SS6.2
Financial Services sector median8.1
S&P 50022.0

Trades about 23% below its sector, cheaper than its peers on earnings.

Ratios

PEG-1.69
Price to book0.90
EPS (TTM)¥0.46
Payout ratio445%
FCF yield1.07%

Range & risk

¥15.37¥20.39

Trading in the upper third of its 52-week band

Beta0.20

Profile

What Bank of Chengdu Co., Ltd. actually does

Bank of Chengdu Co., Ltd. operates as a commercial banking entity, delivering a diverse range of financial services and products across China. Its extensive offerings encompass deposit accounts and lending options tailored for both individual and corporate clients. Additionally, the bank provides personal finance advisory, trade finance solutions for supply chains, credit card issuance, surety services, foreign currency exchange, and various insurance products. The institution, which was originally known as Chengdu City Commercial Bank Co., Ltd., officially rebranded to Bank of Chengdu Co., Ltd. in August 2008. Established in 1996, the company maintains its headquarters in Chengdu, China.

CEO

Dengyi Xu

Employees

7,847

Headquarters

Chengdu, SI

Founded

2018-01-31

Company website

If you had invested a decade ago

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Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

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Q&A

Questions people ask

601838.SS has a beta of 0.20, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

Bank of Chengdu Co., Ltd.