Is ALKT overvalued or undervalued?

ALKT currently has a P/E ratio of -33.33. Relative to the sector average of 35.80, this suggests the stock may be undervalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy Alkami Technology, Inc. stock?

Alkami Technology, Inc. trades on NASDAQ. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of ALKT?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying ALKT protect my money against local inflation?

Many investors in Latin America buy international stocks like ALKT to protect their purchasing power. Because ALKT is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy ALKT shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is ALKT a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well ALKT diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocksALKT

Alkami Technology, Inc.

$14.29-$0.04-0.28%

NASDAQ / USD

Market cap

$1.5B

P/E

-33.3

EPS (TTM)

$-0.42

Dividend yield

0.00%

Beta

0.61

1Y return

-39.35%

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Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$152M2021

$204M2022

$265M2023

$334M2024

$444M2025

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity0.99Low
Current ratio2.13
Cash ratio0.55
Net margin-9.2%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

ALKT-33.3
Technology sector median35.8
S&P 50022.0

Trades about 193% below its sector, cheaper than its peers on earnings.

Ratios

PEG2.37
Price to book4.21
EPS (TTM)$-0.42
Payout ratio0%
FCF yield1.73%

Range & risk

$13.21$24.47

Trading in the lower third of its 52-week band

Beta0.61

Profile

What Alkami Technology, Inc. actually does

Alkami Technology, Inc. specializes in delivering a cutting-edge, cloud-based digital banking platform throughout the United States. This innovative platform is designed to empower financial institutions by streamlining customer acquisition and engagement, fostering revenue growth, and significantly boosting operational efficiency. These capabilities are underpinned by Alkami's exclusive, multi-tenant cloud architecture. The company provides a comprehensive suite of end-to-end software solutions, which include the core Alkami Platform, specialized Retail Banking Solutions, Business Banking Solutions, and "The Alkami Difference" offerings. Alkami serves a diverse range of financial entities, such as community and regional banks, credit unions, and both consumer and commercial banking sectors. Founded in 2009, Alkami Technology, Inc. is headquartered in Plano, Texas.

CEO

Alex Shootman

Employees

1,225

Headquarters

Plano, TX

Founded

2021-04-14

Company website

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Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

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Q&A

Questions people ask

ALKT has a beta of 0.61, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

Alkami Technology, Inc.