Is ICRA.NS overvalued or undervalued?

ICRA.NS currently has a P/E ratio of 21.37. Relative to the sector average of 18.70, this suggests the stock may be overvalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy ICRA Limited stock?

ICRA Limited trades on NSE. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of ICRA.NS?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying ICRA.NS protect my money against local inflation?

Many investors in Latin America buy international stocks like ICRA.NS to protect their purchasing power. Because ICRA.NS is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy ICRA.NS shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is ICRA.NS a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well ICRA.NS diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocksICRA.NS

ICRA Limited

₹4,424.80+₹125.40+2.92%

NSE / INR

Market cap

₹42.6B

P/E

21.4

EPS (TTM)

₹2.17

Dividend yield

2.42%

Beta

0.21

1Y return

-29.60%

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Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$45M2022

$49M2023

$53M2024

$58M2025

$64M2026

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity0.02Low
Current ratio3.80
Cash ratio0.17
Net margin30.6%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

ICRA.NS21.4
Financial Services sector median18.7
S&P 50022.0

Trades about 14% above its sector, the market expects faster growth.

Ratios

PEG2.07
Price to book3.52
EPS (TTM)₹2.17
Payout ratio2,957%
FCF yield3.42%

Range & risk

₹4198.20₹6620.00

Trading in the lower third of its 52-week band

Beta0.21

Profile

What ICRA Limited actually does

ICRA Limited functions as an independent and professional firm specializing in investment information and credit ratings, operating both in India and internationally. Its activities are segmented into Rating, Research and Other Services; Consulting Services; Knowledge Services; and Market Services. The company offers a diverse portfolio of rating services, such as credit, bank loan, structured finance, issuer, mutual fund, industry research, fund management quality, equity grading, insurance financial strength, and line of credit ratings. It also provides monitoring services for public issue proceeds. ICRA extends its grading capabilities across numerous sectors, including banking, finance, insurance, hydro-electricity, construction, trading, aviation, and manufacturing. Its comprehensive industry research services cover areas like business and profitability outlooks, in-depth industry analysis, competitive landscapes, regulatory impact assessments, company benchmarking, industry credit profiles, and detailed reports on listed entities. Furthermore, the company delivers management consulting solutions, encompassing risk management, financial advisory, outsourcing strategies, and policy guidance. Additionally, it supplies financial information products and services, alongside Knowledge Process Outsourcing (KPO) offerings. Founded in 1991, ICRA Limited was formerly known as Investment Information and Credit Rating Agency of India Limited and is headquartered in Gurugram, India.

CEO

Ramnath Krishnan

Employees

1,130

Headquarters

Gurugram, HA

Founded

2007-04-13

Company website

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Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

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Q&A

Questions people ask

ICRA.NS has a beta of 0.21, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

ICRA Limited