Is NIVABUPA.NS overvalued or undervalued?

NIVABUPA.NS currently has a P/E ratio of 39.62. Relative to the sector average of 18.70, this suggests the stock may be overvalued. A higher P/E than peers means investors are paying more for each unit of earnings, often because they expect faster future growth. However, if that growth does not materialize, the stock can appear overvalued. A lower P/E may indicate weaker growth expectations or higher risk, but it can also signal a potential valuation discount.

How can I buy Niva Bupa Health Insurance Company Limited stock?

Niva Bupa Health Insurance Company Limited trades on NSE. Investors in Latin America can buy it through international and regional brokerage and investment platforms. You simply need a valid government ID or passport to get started.

Can I buy fractional shares of NIVABUPA.NS?

Yes. Through fractional investing, you can invest exactly the amount you want, starting with as little as $1 or $5 USD (depending on what investment platform you use), and own a proportional piece of the company.

Does buying NIVABUPA.NS protect my money against local inflation?

Many investors in Latin America buy international stocks like NIVABUPA.NS to protect their purchasing power. Because NIVABUPA.NS is priced in foreign currency, your investment is tied to a hard currency. If your local currency devalues against the foreign currency, usually USD or Euro, the underlying value of your stock portfolio remains protected from local inflation.

Do I need a foreign bank account or a Visa to buy NIVABUPA.NS shares?

No. A common misconception is that you need a foreign bank account or a foreign visa to invest in international stocks. Today, modern investment platforms allow you to fund your account using local bank transfers or local payment methods right from your home country.

Is NIVABUPA.NS a suitable investment for my portfolio?

There is no universal answer, since fit depends on your situation, not just the stock. Think about three things: how well NIVABUPA.NS diversifies what you already own, whether you can stomach its price swings given your risk tolerance, and how long you plan to stay invested. As a rule, a single stock works best as one piece of a broader asset allocation and with a multi-year time horizon. This is general information, not personalized financial advice.

All stocksNIVABUPA.NS

Niva Bupa Health Insurance Company Limited

₹77.65-₹0.18-0.23%

NSE / INR

Market cap

₹143.6B

P/E

39.6

EPS (TTM)

₹0.02

Dividend yield

0.00%

Beta

0.52

1Y return

-3.06%

Deposit US$200 and get US$50 for freeT&C apply. Your capital is at risk.Invest with

Compare, tap a companyup to 2 at once

Deposit US$200 and get US$50 for freeT&C apply. Your capital is at risk.Invest with

Financials

The numbers behind the company

Revenue vs net income

RevenueNet income

$242M2021

$340M2022

$531M2023

$741M2024

$716M2025

Financial health

Gross margin

Operating margin

ROE

ROA

Debt to equity0.07Low
Current ratio0.00
Cash ratio0.00
Net margin4.6%
Free cash flow—

Valuation

Is it expensive right now

P/E vs the market

scale 0–50

0153050

NIVABUPA.NS39.6
Financial Services sector median18.7
S&P 50022.0

Trades about 112% above its sector, the market expects faster growth.

Ratios

PEG-0.11
Price to book3.74
EPS (TTM)₹0.02
Payout ratio0%
FCF yield6.42%

Range & risk

₹67.50₹91.40

Trading in the middle of its 52-week band

Beta0.52

Profile

What Niva Bupa Health Insurance Company Limited actually does

Niva Bupa Health Insurance Company Limited provides health insurance products in India. It offers health insurance plans, such as individual, family, NRIs, senior citizens, personal accident, critical illness; travel insurance, including international and studying abroad insurance plans; and corporate insurance comprising group and start up health, group personal accident and OPD coverage, and group health insurance claim process. The company was formerly known as Max Bupa Health Insurance Company Limited and changed its name to Niva Bupa Health Insurance Company Limited in July 2021. The company was founded in 1947 and is based in Gurugram, India. Niva Bupa Health Insurance Company Limited is a subsidiary of Bupa Singapore Holdings Pte. Ltd.

CEO

Krishnan Ramachandran

Employees

9,834

Headquarters

Gurugram, HR

Founded

2024-11-14

Company website

If you had invested a decade ago

Loading the full price history…

Run your own numbers

Past performance is not a forecast.

ETFs

Own it inside an ETF instead

Vanguard S&P 500

Vanguard Total Stock Market

Vanguard Total World Stock

Invesco QQQ

SPDR S&P 500

iShares Russell 2000

Community sentiment

Bullish—

Distribution

Bearish0%
Neutral0%
Bullish0%

Track it without buyingTrack it

no account needed

Save NIVABUPA.NS and get told when something moves.

Get updates

A clear, direct weekly summary.

Keep looking

Q&A

Questions people ask

NIVABUPA.NS has a beta of 0.52, which indicates how sensitive it has historically been to movements in its broader market. A beta below 1 indicates lower relative volatility than the market. Beta is based on historical data and does not predict future performance.

Niva Bupa Health Insurance Company Limited